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Cumberland Insurance Believes in Helping the Community

February 1, 2008

Cumberland Insurance Group Chairman and CEO Leo T. Hogan (pictured far right) presents a check
for funds raised by Cumberland employees to benefit the Lower Alloways Fire and Rescue Squad.

Pictured (L-R) Cumberland Insurance Group President Robert P. Brady, Cumberland employee and
Lower Alloways volunteer Kelli Fisher, Chief Greg Blades, and Assistant Chief Michael Fisher.


BRIDGETON, NJ: More and more, the involvement of a business within the community it serves is a critical component in the decision making process for potential employees, business partners, and customers. Accordingly, The Cumberland Insurance Group believes companies who practice good corporate citizenship can distinguish themselves in a market where customers are becoming more sophisticated and discerning in their decision making process. We would like to recognize our hundreds of employees who continued to demonstrate this community spirit during 2007.

“The Cumberland Insurance Group is a regional company grounded in the local communities we serve,” said Cumberland Insurance Group Chairman and CEO Leo T. Hogan. “As a result, the Company has worked hard to establish a tradition of good corporate citizenship in the communities that have supported us and helped us to prosper for over 160 years. We demonstrate this commitment with the same local emphasis in all of our business practices.”

“As a Company, we commit to living and working every day as a proud part of the community,” said Cumberland Insurance Group President Robert P. Brady. “During 2007, the Company was proud to once again sponsor the IIANJ Golf Classic for the New Jersey Make-A-Wish Foundation and our college scholarship program which benefited students at Cumberland County College in New Jersey and Delaware County Community College in Pennsylvania. Employees also helped sponsor trips for underprivileged preschool students to the Columbus Zoo in Ohio; raised money for the Lower Alloways Creek Volunteer Fire Department in Salem County, New Jersey; and so much more including pediatric cancer, muscular dystrophy, and breast cancer. Through these various efforts, the Company has helped contribute hundreds of thousands of dollars to those in need. In addition, our Board members, officers, and staff continue to give their time and expertise to a variety of civic groups, charitable organizations, faith-based groups, and special events which provide much needed help within the community.”

“Our ties to the communities we serve give us in-depth knowledge of the needs of our customers and agents,” said Richard M. Ritter, Assistant Executive Vice President in the Coatesville, Pennsylvania Office. “Our local perspective helps us to operate with a caring and responsive attitude. Professionalism, integrity, social responsibility, and community involvement continue to define the people of The Cumberland Insurance Group. We do care about the diverse communities we serve and are enthusiastic about making our contribution to the enhancement of each. We encourage employees to get involved and to bring suggestions to senior management when they see a need or feel we can make a difference. For example, we were happy to support their efforts this year in events like National Denim Day for the Susan G. Koman Foundation and the Relay For Life for the American Cancer Society.”

“We do it because it is the right thing to do,” Hogan said. “However, good corporate citizenship also makes good business sense and helps to strengthen all of our relationships within the community. We also believe it helps employees to feel more committed to the Company and more likely to be highly motivated and productive in their jobs.”

“The Cumberland Insurance Group takes pride in the impact our employees have on the communities we serve. Our goal is to continue to have an impact on a regional scale. People are the past, present, and future of The Cumberland Insurance Group. We are all committed to making our communities better places to live and work,” Hogan concluded.

The Cumberland Insurance Group is rated A+ Superior by the A.M. Best Company, and currently serves over 134,000 policyholders in the States of New Jersey, Pennsylvania, Maryland, and Delaware. In 2006, the Company had Total Admitted Assets of $313,885,235 and a Policyholders’ Surplus of $140,421,618.

For more information about this press release, please contact Lee Tofanelli at 856-691-3113.